Your Bitcoin stays yours. It quietly grows. The cash comes to you.
You own Bitcoin — real coins, held for you by an independent custodian. A steady engine earns alongside them and uses what it earns to buy you more Bitcoin over time, without ever asking you for another dollar. And when you want cash, a smart tap lets you draw it against your position: the tap opens wider as the reservoir rises, and quietly pauses if it dips. You are never forced to sell. We call the whole thing your Reservoir.
Three things, in the order they matter.
You own your Bitcoin
Your coins are held for you by an independent, regulated custodian — segregated from our own assets. We don't sell them, and taking cash never changes who they belong to.
An engine buys you more
A separate, steady part of your Reservoir earns in the background. Its earnings are used to accumulate additional Bitcoin for you — growth funded by yield, not by new money from you.
A tap for cash
You can draw cash against your position — like a line of credit on a home, but on your Bitcoin. The tap is deliberately conservative, reviewed quarterly: it widens as your position rises, and pauses in a rough patch instead of ever forcing a sale.
Four markets. One structure.
Set how much Bitcoin you're starting with — one coin or a thousand — and today's price. Then choose what the next decade looks like. These are illustrations of how the structure behaves on each path, not forecasts of what markets will do.
This path assumes: Bitcoin ends the decade at about 1.65× today's price — roughly 5% a year.
Together: you started with $220K of Bitcoin — and ended with $264K taken in cash plus $418K still sitting in coins.
Bitcoin grows steadily. The engine keeps buying you coins with its earnings, and the tap widens a little at each quarterly review — you draw more cash than your entire starting value, and still end the decade holding more coins than you began with.
Choose how you'd like the economics to run.
You keep all the growth
Every coin — the ones you brought and the ones the engine adds — appreciates entirely for your benefit. In this version we earn a management fee and a share of the engine's own profit. We are paid by the engine's work, never by interest on the cash you take.
No fees, a shared slice
Prefer to pay nothing along the way? In this version there are no management fees at all — instead, when you eventually close, a one-fifth share of the appreciation is ours and the rest is yours. Same structure, same protections, different economics.
The precise terms of each version are set out in the definitive documents, and we'll walk you through both before you choose.
Close whenever you like — ideally, out of growth alone.
Settled from inside your Reservoir
Give 30 days' notice, any time, and your Reservoir settles itself from the Bitcoin and reserve inside it. There is never anything to pay back out of pocket — you simply receive what's left: your Bitcoin and everything it grew into, less the cash you already took.
The growth can settle the cash
When Bitcoin has appreciated, the rise in your holdings can be larger than everything you drew along the way. In those decades, the cash you took is settled entirely out of growth — and what leaves with you is as much as you started with, or more. You spent the appreciation. You never spent the coins.
Whether growth fully covers your draws depends on what markets do — the scenarios above show both kinds of decade, honestly. What never changes is the structure: you can never owe more than what is already inside your Reservoir, there is no claim on you beyond it, and there is no penalty to close.
Plain answers, before the paperwork.
Do I still own my Bitcoin?+
Yes — all of it stays yours. We don't sell it, and taking cash against it doesn't change who owns it. The coins the engine adds along the way are yours too.
Who holds my Bitcoin — and what happens if something happens to your firm?+
Your Bitcoin is held by an independent, regulated custodian — not by us. It sits segregated from our own assets and from other clients' assets, and we never take it onto our own balance sheet.
That separation is the point: if anything were ever to happen to our firm, your position remains with the custodian, outside our estate, and is returned or transferred to you under your Reservoir's documents. The custodian's identity and the full custody terms are set out in the definitive documents for your advisors to review before you commit anything.
Could you ever be forced to sell my Bitcoin if the price crashes?+
No. If Bitcoin falls, the tap simply pauses — no new cash until things recover — but nothing is sold. There is no margin call and no forced sale. A sale only ever happens if you choose one, to close.
Where does the cash come from — is it just my own money handed back?+
The cash is an advance against your holdings, so your Bitcoin keeps working while you use it. Separately, the steady engine earns in the background — that is what buys you more Bitcoin over time and lets the tap keep opening.
How much can I draw?+
Deliberately less than a lender would offer you — that restraint is what makes "never forced to sell" possible. The available amount is a conservative fraction of your position's value, reviewed each quarter: as the reservoir rises, the tap widens; if it dips, the tap waits. The exact figures for your Reservoir are set out in the definitive documents.
How do you make money?+
Depending on the version you choose: either a management fee plus a share of the engine's own profit, or no fees at all and a one-fifth share of the appreciation when you close. In neither version are you charged interest on the cash you take, and in neither version do we earn by selling your Bitcoin.
Is the growth guaranteed?+
No. What Bitcoin does depends on markets, and no one can promise that. What we can promise is the part in our control: the structure. You are never forced to sell, and you can never owe more than what is in your Reservoir. The examples on this page are illustrations, not forecasts.
What if the steady engine has a bad year?+
It is built to earn in rising and falling markets alike, but no approach is without risk. In a lean stretch the tap opens more slowly, or pauses — it does not reach into your Bitcoin to make up the difference. Your Reservoir waits rather than forcing anything.
Can I lose more than I put in?+
No. The most that can ever be at stake is what is already inside your Reservoir. There is no claim on you beyond it.
How do I take cash, and how fast can I close?+
Draws are sent to you by wire on request. To close fully, we ask for 30 days' notice so everything can be unwound cleanly and at a fair price — not into a bad moment. There is no penalty to close.
Will I owe tax?+
While your Reservoir runs, you haven't sold anything — so for most investors there is no taxable event along the way. Tax considerations generally arise only when you choose to close, only on the growth itself, and the outcome depends entirely on where you are resident; for many international investors the treatment is favorable. Your own tax advisor should confirm your position before you commit.
How much do I need to start, and can I add more later?+
Less than you might think. Whether you bring one Bitcoin, two, or two thousand, the structure — and every protection on this page — is exactly the same, and there is no upper limit on what we can manage. Minimums, and the terms for adding to your position over time, are agreed individually and set out in the definitive documents. The simplest way to find out is a short conversation.
Fund your life from what you already own.
That's the entire Reservoir, in one line. Your Bitcoin stays yours, it quietly grows, and the cash comes to you — without ever selling the thing you believe in. If that makes sense to you, we'll walk you and your advisors through the full structure and the definitive documents — plainly, and at your pace. Write to sanjay@actualize.finance.